"First of all I'd like to make clear that what we're doing is absolutely legal," Rangee says in the FAQ document, which was obtained by P.TV. If it were illegal, it would be illegal since it's not worth the chance of me getting into jail. Consider that if this were a scam I and [Rack] wouldn't spend the effort of making our names public so that others could see. The community I belong to is too important to me and I've put in a lot time in establishing my identity."

Simply put, victims believed that if you paid Calvin a cash sum, Rack would pay them back with high interest rates. Raangee would get a 25 percent cut as the recruitment fee. "He Rack usually gives an acknowledgment of what's owed, and payment arrives in 7-14 business days due to his bank security," the FAQ document claims.

"Most banks will take about 5 business days for the transfer of money, but Rack's banks is slower." Initial individuals we spoke to reported that they had received payments from Rack. However, after a while communications were cut off. Many victims claim that they didn't receive money at all from Rack. Scammers would excuse themselves or ignore victims when they tried to get in touch with Rack about their funds.

"We were supposed to get the moneybut it never happened." We waited for nearly 1 month and he kept making excuses like his PayPal was blocked, etc. for more time." one victim said to P.TV.

Australian 20-year old claims he's lost $5,500 and has filed a cybercrime complaint. He also sent photos of the exchange between him and Raangee to P.TV. Raangee convinces the victim to place $5,000 into the account and promises to pay $2,500 back. Raangee states to the victim "Ofc" for any person. "But I'm at the stage in which I'm used to it right now, and I am fully aware of the concerns of first-timers."

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